Know how much you can afford

This calculator will help you determine how much house you can afford based on several factors. To begin, fill in the fields below.

Income
Gross Annual Income (before tax)
Maximum Housing Expense %
(M1) Max Monthly Payment Based on Income
Monthly Debts

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Current Monthly Debts
Maximum Debt-to-Income Ratio
(M2) Max Monthly Payment Based on DTI
Maximum Monthly Payment (lower of M1,M2)
Monthly Housing Expenses
Property Tax (Monthly)
Home Owners Insurance (Monthly)
PMI (private mortgage insurance)
HOA Fees
Other (Utilities, Repairs, etc.)
(M3) Max PI Payment Based on Expenses hac-dollar
Available Funds
Available Funds
Fixed Closing Costs
Variable Closing Costs (based on price)
Minimum Down Payment
Maximum Home Price Based on Funds
(M4) Max PI Payment Based on Funds
Maximum PI Payment (lower of M3,M4)
Financing
Term of Mortgage (years)
Annual Interest Rate
Loan Amount Based on Max PI Payment
Down Payment Based on Available Funds
Total Estimated Closing Costs
Maximum Home Price
Depreciation
% of Home Price Depreciable
Years to Depreciate
Annual Depreciation (straight-line)

You Can Afford A House Up To
$372,080

$2,167
/ Month
PI Payment-
Property Tax-
Insurance-
PMI-
HOA-
Other-

Loan Amount
$372,080

Down Payment
$372,080

Est. Closing Costs
$372,080

Home Affordibility Calculator - By Hayyat Apps

The affordability calculator provides only a general estimate, is intended for initial information purposes only, and your use of the affordability calculator is subject to our Terms of Use.

The questions asked, information you submit and assumptions made here, and the availability and output of the calculator (including any home or monthly payment estimate), (i) do not constitute a loan application, offer or solicitation, nor an advertised amount regarding any of them, (ii) are not an assurance as to any loan approval or dis-approval, and (iii) are not intended as financial, legal or other professional advice.

The calculator and its output do not necessarily apply to all loan types, and not everyone will necessarily be able to find a home at a purchase price, and a mortgage with payment levels, that fits their budget and meets their needs. It is highly recommended that you speak with a lender or loan professional of your choice about your mortgage loan needs and to help determine your home affordability. Realtor.com provides information and advertising services.

The information you submit is subject to our Privacy Policy. In particular, if you submit an inquiry in response to an ad in, or adjacent to, the calculator (e.g., “Get pre-approved by a lender”), the information you submit here may be provided to one or more mortgage professionals who may assist you with and/or contact you about your inquiry.

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